- Customers place an order from an online store and provide credit card details.
- The web browser encrypts the data sent between it and the vendor’s web server.
- The gateway sends transaction data to the payment processor used by the vendor’s acquiring bank.
- The payment processor sends transaction data to a card association.
- The credit card’s issuing bank reviews the authorization request and either "approves" or "denies" it.
- The processor forwards an authorization to the payment gateway, pertaining to the merchant and consumer.
- Upon receiving this response, the gateway transmits it to the website/interface for payment processing.
- Clearing Transactions – triggered once the merchant completes the transaction.
- The issuing bank changes the "auth-hold" to a debit, allowing settlement with the vendor’s acquiring bank.
Integration Options for Payment Services
- We integrate both Hosted payment gateways (redirects) and Integrated Payment gateways.
Security and Authentication Measures
- Delivery address verification.
- AVS checks.
- Computer fingerprinting technology.
- Velocity pattern analysis.
- Identity morphing detection.
- Geolocation.
Why Cloud Destinations?
We Build World-Class Mobile App Development Services
For startups, mid-scale businesses, and enterprises, we offer top-notch mobile app development services. Our team of experts can create both native and cross-platform apps, transforming your idea into a secure, innovative, and visually appealing mobile application. We provide cutting-edge mobility solutions tailored to your specific business needs, including:
- Mobile App UI/UX Design
- Native App Development
- Cross-platform App Development
- Progressive Web App Development
- Enterprise Mobility Solutions
- Wearable App Development
- IoT App Development
- Maintenance and Support
Let us empower your mobile app journey with our expertise and commitment to excellence.